Knowledge about borrowing | Brugkrediet | Specialisten in Brigdeloans

Can a loan be repaid early?

Yes. In many cases, a borrower is permitted to repay the loan in full or…

Can I apply for a bridge loan for an amount exceeding €2,500,000?

Yes, Bridgeloan does not use a fixed upper limit. The feasible financing volume is assessed…

What are the conditions of a bridge loan?

The conditions are determined on a case-by-case basis, based on collateral, loan-to-value, term, exit strategy,…

What does Bridgeloan do?

Bridgeloan organizes temporary real estate financing for professional real estate developers. We work with private…

Who is Bridgeloan intended for?

Our financing is intended for real estate investors, developers, and entrepreneurs who require temporary capital…

What is the difference between Bridgeloan and a bank?

Bridgeloan does not operate within standard banking underwriting frameworks. This allows us to act faster,…

How quickly will I receive an initial indication?

After completing the Quickscan, we will contact you within two business days to provide an…

How does the application process work?

Step 1: Complete the Quickscan.Step 2: Receive an indicative offer and discuss your project.Step 3:…

What are the costs for completing the Quickscan?

The Quickscan is entirely free of charge and without obligation. You will quickly receive clarity…

What is a bridge loan?

A bridge loan (or bridging finance) is a short-term financing solution used to bridge a…

How much can I finance?

Depending on the project, you can finance up to 85% of the market value or…

What are the minimum and maximum terms?

Many financing arrangements run between 6 and 24 months. Shorter or longer terms may be…

What collateral is required for the financing?

The lender usually requires a first-rank mortgage on the property.In some cases, financing with a…

Is a personal guarantee mandatory?

In many cases, the lender requires a guarantee, especially with higher LTV or LTC ratios.This…

Can I make interim repayments or allow interest to accrue?

Yes, that is possible. You can choose to make (partial) repayments during the term or…

What are the costs and rates?

Interest rates and costs depend on the term, the type of property, and the risk…

What is an exit strategy and why is it important?

An exit strategy is the method by which the loan is repaid, for example through…

Which documents do I need for my application?

We typically require an appraisal report, purchase agreement, any construction budget, and information regarding equity…

Do I need a valuation report immediately?

Not always. If you already have a valuation, you can include it. Otherwise, we will…

When can the financing be disbursed?

After approval of the final loan offer and signing at the notary, the financing can…

Can I finance multiple projects simultaneously?

Yes, that is possible — provided the projects align with your financial capacity and strategy.…

What happens if my project is delayed?

Please contact us in a timely manner if the term needs to be extended. In…

Where can I go for questions or personal advice?

You can always contact us for a no-obligation consultation. We would be pleased to advise…