Working Method

At Bridge Loan we understand that every financial situation is unique. That is why we have developed a clear and structured method that guides you step by step to the right credit solution. Our process is transparent, fast and tailored to your wishes and possibilities.

Step 1

Quick Scan

Fill out the Quick Scan and click on “Send”. The Quick Scan is a short and simple questionnaire that helps us to quickly gain insight into your financial situation and your credit needs. After filling in your details, we will get to work for you. Our team of experts will carefully process the information and check whether additional information is required to obtain a complete picture.

We will contact you within 2 working days to discuss the options. During this conversation, you will receive an initial indication of what we can do for you. You can also ask any questions you may have. In this way, we will take the first step towards a suitable financing solution together.

Step 2

Indicative quote & personal contact

If we consider your application to be feasible in broad terms, you will receive an indicative quote from us. This quote will provide you with an initial insight into the possibilities and conditions of the credit. Our goal is to be transparent about what you can expect, so that you immediately have a good idea of ​​the feasibility.

We will then invite you for a personal meeting, in which we will discuss your application in detail. During this meeting, we will take the time to further explore your situation, wishes and goals. This enables us to offer a tailor-made solution that perfectly matches your needs.

We will also indicate which additional information and documentation we need from you to finalize the application. This includes financial data, such as annual figures or income specifications.

In this phase, we also carry out a Know Your Customer (KYC) procedure. This is a legal obligation with which we verify your identity and check whether the necessary compliance requirements are met. This step contributes to a safe and reliable credit process.

Step 3

Complete file & provide valuation assignment

After the initial credit assessment, we will continue to complete your file. In this phase, we will collect all additional documents that are required to finalize your application. This includes financial statements, property documents, leases (if applicable), and any other information requested by the lender. It is important that all documents are provided correctly and on time to ensure a smooth process.

At the same time, RNHB will issue the valuation assignment in which RNHB must be named as the client. This is an essential part of the process, as the valuation provides insight into the market value of the property to be financed. Only recognized or RNHB-approved valuers may perform this valuation in accordance with the guidelines set by RNHB, so that quality and reliability are guaranteed. You can choose a valuer from the list of RNHB-approved valuers. Click here for the list of certified appraisers.

We guide you step by step through this process and ensure that all requirements for the appraisal are coordinated with the appraiser. As soon as the appraisal has been completed and the file is complete, the final assessment can take place. This way you can be sure that your application meets all requirements and can be processed without delay.

Step 4

Final quotation and completion of file

After the credit assessment process has been successfully completed, you will receive the final offer (the credit agreement) from us. This offer contains the specific terms and conditions and details of the credit provision. We will take the time to go through the offer with you, so that you have a full understanding of the agreements and obligations before you give your approval.

If you accept the offer, we will take the final steps in the process. We will then transfer the file to the notary, who will carry out the usual legal checks and draw up the mortgage deed, together with any other relevant documents, such as the deed of transfer. The notary will then schedule an appointment with you to sign the documents. Once the mortgage deed has been registered with the Land Registry, the notary will ensure the loan is paid out.

We will continue to support you until the process is fully completed.

Would you like to know what we can do for you?

Complete the Quick Scan today and we will get to work for you immediately, without obligation.